Budget, debt payoff, net worth and cash flow in one private file — it runs the snowball AND avalanche and shows your debt-free date.
“Mint is gone, and every app wants a subscription to show you your own money.”
You want the whole picture in one place — and you want it to stay yours.
Category totals and a clear surplus/deficit as you type.
Both methods run side by side — see which clears debt faster.
Assets minus debts, tracked over time.
See what’s coming so you’re never caught short.
Goals and set-asides so surprises stop being surprises.
Watch it move closer with every extra payment.
All inside one beautifully designed file.
"I finally have a planning system that actually works for my ADHD brain. The focus timer alone is worth it."
"Planned my entire South Asian wedding in one spreadsheet. My mother-in-law was impressed."
"The budget splitter tab alone saved three bridesmaid friendships."
We're just launching — founding-member reviews coming soon ✦
Each tool is a single file you download once. Double-click to open it in any browser (Chrome, Safari, Edge, Firefox), and start typing — everything saves automatically. No account, no install.
Only to download it the first time. After that it works completely offline — open it on a plane, at a venue, anywhere.
No. You pay once and it is yours forever, including future updates. No monthly fees, no renewals.
On your own device, privately — we never see it. You can back up or restore your data with one click.
Any modern browser works. Because it is an instant digital download, all sales are final — but reply to your confirmation email anytime and we will help with anything.
Download once. Works offline. Yours forever — no subscription.
Get Instant Access — $22 →